Second Chance Checking Account

Question: Do some banks really give people a "second chance checking" account?

(Posted by: Danni on 2008-06-24 01:01:23)

Ok, so I screwed up a few years ago but am in some chex systems list, but I was wondering if I can truly get one of those accounts or is it a scam?

Posted by: InfoDoc on 2008-06-24, 01:04:03

Some banks are more lenient on people who are on ChexSystems, mostly if you have cleared your previous debt. You can find a list of those banks here: approvedchecking.blogspot.com

Posted by: GG on 2008-06-24, 01:05:24

Us bank and wells fargo does

Posted by: Fireball226 on 2008-06-24, 01:09:10

Make sure you are not on the blacklist...i know someone who is....there are many free checking accts but make sure you dont owe fees..

Posted by: James G on 2008-06-24, 08:26:44

Its tough to be in that 'list', its going to stay there for a good 5 years... but its true, you can get a 'second chance' for a savings or checking account... i came across an article about second chance checking accounts, it sheds some light on some questions that we have...